Financing that works the way farming does
Ekulibi is built around the farming calendar. Apply for financing, and repay with the produce you grow.
Designed around real farm conditions
From onboarding to repayment, every step accounts for how real farming works, at any scale.
Fair, transparent financing
Loan terms and repayment status are visible at every step. No surprises.
Repay with your harvest
No need to source cash: repay loans in-kind through produce submissions.
Mobile-first experience
Track your loan and submit produce from the field, on your phone.
Credit history that grows with you
Every repayment builds a track record that improves access to future financing.
How to join Ekulibi
Onboarding happens where you already are. No branch visit required.
- 01
Get registered
Your profile is registered on-site, with farm details captured in the field.
- 02
Complete verification
Identity and farm documents are verified so your application can move forward.
- 03
Apply and get scored
Your application is reviewed and scored to determine loan eligibility and terms.
- 04
Receive & repay
Once disbursed, repay through produce submissions as your harvest comes in.
“My loan followed my harvest, not the other way around.”
Registered where you farm
No paperwork to chase: your details are captured on-site, in the field.
Simple produce submission
Submit produce at a collection point and see it applied to your balance.
Always know where you stand
Loan balance and repayment status are always up to date, on your phone.
Ekulibi Farmer app
Your loan and your harvest, in your pocket
Track loan status, submit produce, and see repayment update in real time.
Soon
SoonReady to get started?
Reach out and we'll connect you with the Ekulibi team near you.